Terms of Service

1. Agreement to terms

By accessing or using Northpath Ledger’s services, you agree to these Terms. If you do not agree, do not use the services.

2. Educational use only

Our content is provided for general educational purposes and is not individualized financial, legal, investment, or tax advice.

3. Accounts and security

You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us immediately of unauthorized use.

4. Purchases and refunds

Prices are listed in USD and may change. Refunds are handled according to our refund policy described in the FAQ unless required otherwise by law.

5. Intellectual property

All content—text, designs, worksheets, and trademarks—is owned by Northpath Ledger or its licensors and protected by law. You may not copy, resell, or publicly distribute course materials without permission.

6. Prohibited conduct

• Circumventing access controls or sharing login credentials.
• Uploading malicious code or interfering with the services.
• Using the services for unlawful purposes.

7. Disclaimers

We make reasonable efforts to ensure accuracy but cannot guarantee that content will always be up to date or error-free. Your use of information is at your own risk.

8. Limitation of liability

To the fullest extent permitted by law, Northpath Ledger will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data.

9. Changes to terms

We may update these Terms by posting a revised version with an updated effective date. Continued use constitutes acceptance of the new Terms.

10. Contact

For questions about these Terms, contact [email protected] or +1 (415) 555-0149.